Pro-Cyclicality - Discussion of the problem and possible solutions

Tuesday, May 6th, 2008

How to define pro-cyclicality Procyclicality is used in the context of discussing the effects of Basel II on the financial system. A simplified definition of pro-cyclicality is: International rules have encouraged banks to act more aggressively when the economic cycle is in the middle of an upswing, when some argue that is ...

Concepts and Measurement of Risk - Article by Borio, Furfine, Lowe

Sunday, May 4th, 2008

Claudio Borio, Craig Furfine and Philip Lowe discuss concepts of risks in their article "Pro-cyclicality of the financial system and financial stability: issues and policy options": They distinguish several types of risk: expected and unexpected losses (in the statistical sense) “Expected losses” refer to the average or mean losses anticipated over a particular ...

Trilemma in financial supervision - Schoenmaker, Oosterloo

Tuesday, April 22nd, 2008

Dirk Schoenmaker and Sander Osterloo from the Dutch Finance Ministry have written an article about Cross-border issues in European financial supervision as part of the book on the Structure of Financial Regulation by David G Mayes and Geoffrey E Wood. At the beginning of their article, they point to the fundamental ...

Mayes, Wood: “The Structure of Financial Regulation”

Tuesday, April 22nd, 2008

David G. Mayes and Geoffrey E. Wood have published a book about "The Structure of Financial Regulation" in 2007 based on a workshop held at the Bank of FInland. The book includes some interesting chapters on: Financial supervision Bank regulation and money laundering Corporate Governance Insolvency Regimes Financial stability and the EMU Cross-Border Payment Systems Securities clearing ...

Financial stability - a public good?

Monday, April 14th, 2008

When defining Financial Stability, the authors of the book on "Global Financial Governance" stated that financial stability is a "public good [which] will never be provided adequately by the market without regulatory intervention" (p. 18). In the traditional meaning, a public good does not necessarily need public intervention or regulation, it ...

Discussion of 2008 FSF Report on Financial Stability

Sunday, April 13th, 2008

The FSF Report on Financial Stability (called "Enhancing Market and Institutional Resilience") was yesterday approved by the G7. To assess the impact of the report on the global financial architecture and the responses to the credit crisis in the financial markets, it is worthwhile recalling the original demands of the G7. In ...

Overview of 2008 FSF Report on Financial Stability

Sunday, April 13th, 2008

The G7 Finance Ministers met yesterday at the IMF Spring Meeting and approved a report prepared by the Financial Stability Forum, the main forum bringing together Central Banks, Regulators and Finance Ministers. Before discussing the report in detail, it is essential to get an overview of what the FSF is ...

FSI - Financial Stability Institute

Wednesday, April 2nd, 2008

Institution: Financial Stability Institute Abbreviation: FSI Type: Public Founded: 1999 Members Total: not applicable Membership in: not applicable Membership of: not applicable Description: The Bank for International Settlements and the Basel Committee on Banking Supervision jointly created the Financial Stability Institute (FSI) in 1999 to assist financial sector supervisors around the world in improving and strengthening their ...

CGFS - Committee on the Global Financial System

Wednesday, April 2nd, 2008

Institution: Committee on the Global Financial System Abbreviation: CGFS Type: Public Founded: 1971 Members Total: Membership in: FSF Membership of: ECB Description: The Committee has a mandate to identify and assess potential sources of stress in global financial markets, to further the understanding of the structural underpinnings of financial markets, and to promote improvements to the ...

IADI - International Association of Deposit Insurers

Wednesday, April 2nd, 2008

Institution: International Association of Deposit Insurers Abbreviation: IADI Type: Public Founded: 2000 Members Total: 50 (Member Directory) Membership in: Membership of: Description: The International Association of Deposit Insurers (IADI) is a separate legal entity domiciled at the Bank for International Settlements in Basel, Switzerland. IADI was created following the work of the study and working groups ...